Real estate law
Real estate law: Not for you?

Real estate is indeed one of the safest investments and a lot of people use real estate as an investment avenue. Real estate law is not the forte of real estate attorneys and real estate agents only. Every real estate investor should understand at least the basics of real estate law. In fact, a short course or a concise book on real estate law can sometimes be of great help (and is generally sufficient for understanding the basics of real estate law).

What you need to understand is the real estate law with respect to the legal procedures that you need to follow for ensuring a smooth transfer of title to the property you acquire/sell and other related procedures. You need to understand the fee structure (e.g. stamp duty, etc) that you need to take care of as per real estate law. You can also understand the classification of properties and how the basic real estate law applies to them. How the commercial and residential properties are treated differently by the real estate law. The tax laws with respect to real estate are one of the things that would be of most interest to you. So, your study on real estate law should also cover all the aspects related to taxes. How mortgages are treated in the perspective of real estate law is another thing that you should know about. Then again, the real estate law with respect to tenancy should also be well understood by people who wish to rent out their property.

However, you should not overdo that i.e. you should not start becoming hysterical about learning real estate law (lest you end up wasting a lot of time in trying to learn everything about real estate law and be left with no time to evaluate your real estate investment). Leave the intricacies of real estate law with the real estate attorneys (and to some extent real estate brokers who too are taught real estate law as part of their course for obtaining broker license).

Understanding the various legal terms referred to in real estate laws can help you in not only enhancing your understanding of real estate but also help in making your conversations with real estate attorneys/agents really fruitful. You should also note that though some of the basics remain the same, the real estate laws vary across various states. Also, real estate laws (especially the tax related real estate laws) can undergo a change over a period of time, so you need to keep a tab on such changes. Any big changes will anyhow appear prominently in news and you will get to know of them anyhow.
So knowing a little bit of real estate law can really be helpful (and is, in fact, essential).

What The Real Estate Inspection Process Involves

by Geri Mason

When buying any piece of real estate there are many details of the process that may come as a shock to you.
One of these details is the inspection of the real estate that you are interested in buying.
If you think that you are ready to buy a new home you will have to go through this process before you actually make a purchase.
This will allow you to learn everything there is to know about a home.
After all, do you want to purchase a home that has a cracked foundation? Of course you dont!
But if you do not go through the inspection process you may never find out about a lot of the things that could be wrong.
As a potential buyer it is your job to pay for the inspection of the real estate property that you are interested in.
While this is not a huge expense it is one that you will have to take on. So make sure that you budget for this before you ever start to search for a new home, or any other piece of real estate for that matter.
Also, make sure that your home inspection is completed by somebody who has experience with this process. You do not want your inspector to miss a potential problem. If they do this may come back on you many years down the road.
After your inspector checks out the real estate that you are interested in buying, they will provide you with a detailed list of what is wrong with the home.
It is at this time that you must look over each issue, and then address it separately.
There is a very good chance that if there is a lot wrong with the home that you may not want to buy it even if you do want to move forward in the process you will probably want to negotiate the price based on the issues that your inspector has found.
You should never pay full price for a home that did not pass inspection with flying colors.
Now can you see why the inspection process is so important?
If you do not take this seriously you may end up with a piece of real estate that needs more repairs than you had initially thought.
Of course if this happens you will get stuck paying a lot of money out of your own pocket.
Follow these tips and you will do well.

Realtors: Inspecting home inspectors

by Gil Strachan

Examining the quality and consistency of home inspections. Province of Ontario, June 2005 Update
In real estate transactions, some things never change. Sellers usually feel theyve given their house away, buyers believe theyve paid too much and Realtors fear neither side will ever get to the closing table. There is however, one thing that has been inconsistent in real estate transactions: the quality of the home inspection.
Thats been changing somewhat with the inception of professional home inspection associations. To gain membership, home inspectors typically prove their competency by passing exams, meeting education and experience requirements - and by maintaining a professional service to the public.
Home inspection is however not a licensed profession, and membership in one organization or another is not always the best way to measure competence.
Home inspections have been around for quite a while, and for good reasons. For about $350 - the average fee for an inspection today - home buyers can gain a wealth of information about the condition of a property before they buy it.
Recent surges in the popularity of home inspections have created an over-populated inspection industry where not all inspectors have the training or experience to do a good job. Cost-conscious consumers find out too late that trying to save $50 to $100 on an inspection can result in an inadequate report. Unfortunately, this can translate into thousands of dollars in unexpected repairs being discovered after the sale. And well-intentioned, however over-zealous home inspectors can frighten prospective purchasers, often needlessly.
While complaints against home inspectors have never topped the lists of consumer protection agencies, there is a growing sentiment among inspectors, mortgage lenders, government and consumers that more protection is needed.
Meanwhile Realtors, faced with more and more liability in the ever increasing complexity of real estate transactions, surmise that better home inspections will reduce their own exposure. And consumer stories of disastrous home inspections, magnified by the media, create a ground swell of support for licensing as the cure for bad home inspections.
Moreover, a clear national trend toward the idea of licensing is evolving. A strategy to provide coordination of the Canadian home inspection profession is in place. An Advisory Steering Committee, representing associations such as CAHPI(1) and CMHC(2) has a goal to set national standards for certification, education and training of home inspectors across the country.
Eventually, provincial or regional accrediting agencies will likely administer, certify and provide disciplinary control of all private-sector home inspectors.
Until such time as certification is a reality, a solid background, a good reputation - and perhaps membership in a professional association - will remain as the home inspectors primary credentials.
Before referring your clients to a home inspector or inspection company, you should first verify the training and experience of the individual inspector. Ask how many pre-purchase home inspections he or she has performed in the past year or two. Ask for references, preferably from past clients, or from other Realtors with whom you are familiar.
Be wary of low-priced home inspectors and inspectors whose only credential is a certificate acquired online, or by correspondence, or from an unidentified school or association. Ask for references, preferably from past clients or other Realtors 1. Canadian Association of Home and Property Inspectors 2. Canada Mortgage and Housing Corporation

Why do I need a home inspection?Every home or structure, new or newly acquired, is as unique as the individual buying that property and the only way to ensure that you the buyer are getting what you want and not taken, is to take the time to have the house or structure thoroughly and professionally inspected. The price of the inspection is inconsequential relative to the price of the house or structure and the value of the information received as a result of the process.  I will leave “no stone unturned” and inspect all accessible areas of the structure from the roof and attic to the crawl space or basement and everything in between. I will inspect and observe the: exterior and site, roofing, plumbing, electrical, heating, air conditioning, interior, insulation, ventilation, fixtures, appliances, switches, doors, windows and outlets. With attention to detail, 30 plus years of trade and related experience, and over a thousand completed inspections since acquiring the company 4 years ago you can be confident that what you see is what you get and that there will be no surprises.  The reports are narrative and include color digital photos of every item that is observed as a potential concern to you the buyer.  The State of Oregon requires each licensed inspector to participate in and complete 30 hours, every two years, of continuing education and you can be assured that I exceed that expectation. This is my commitment to you. At the core of the process is a belief that I as an inspector and you as a client are in a relationship and it is my goal to be honest, do what is right not what is expedient, be friendly and courteous, be consistent and professional, be accountable to you the client. I look forward to hearing from you and will do my best to serve you.

http://www.centraloregonhomeinspections.com

When you are about to make, what will likely be the largest purchase of your life, you can’t afford not to have your dream home whether new or pre-owned inspected.  Central Oregon Home Inspections, established 1995, was founded on the belief that every home inspection should be conducted in a thorough and professional manner as though the home inspected were going to be occupied by the inspectors mother.  With over 30 years trade and  related experience, professional training,  licensing and bonding, you need look no further.  We find that your presence at the inspection is preferred and answers a lot of concerns, however, if you are unable to be present we are very interactive and before you receive a report we give you, by phone, a verbal over view of what will be in the report.  We offer 24 hour electronic report turn around and always include digital pictures in the text and body of the report.  We do residential and commercial inspections serving all of Deschutes, Jefferson, Crook, Harney and Grant counties including Bend, Redmond, Sisters, Madras, Prineville, LaPine, Burns and John Day. Member of COAREI(Central Oregon Association of Real Estate Inspectors),

http://www.centraloregonhomeinspections.com

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